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	<title>Health Country &#187; Medical Costs</title>
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	<description>All about Health Country</description>
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		<title>Health Care Economics</title>
		<link>http://tokten.org/health-county/health-care-economics-2</link>
		<comments>http://tokten.org/health-county/health-care-economics-2#comments</comments>
		<pubDate>Thu, 17 Dec 2009 23:56:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health County]]></category>
		<category><![CDATA[Comedians]]></category>
		<category><![CDATA[Commotion]]></category>
		<category><![CDATA[Current Economic Situation]]></category>
		<category><![CDATA[Current System]]></category>
		<category><![CDATA[Double Edged Sword]]></category>
		<category><![CDATA[Head Spin]]></category>
		<category><![CDATA[Health Care Economics]]></category>
		<category><![CDATA[Health Care Issue]]></category>
		<category><![CDATA[Health Care System]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Hyperbole]]></category>
		<category><![CDATA[Illegal Aliens]]></category>
		<category><![CDATA[Insurance Rates]]></category>
		<category><![CDATA[Laymen]]></category>
		<category><![CDATA[Legalese]]></category>
		<category><![CDATA[Logical View]]></category>
		<category><![CDATA[Medical Costs]]></category>
		<category><![CDATA[Obama]]></category>
		<category><![CDATA[System President]]></category>
		<category><![CDATA[Town Hall Meetings]]></category>

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If nothing else, the political process in this country is exciting when it gets heated up. I haven&#8217;t seen such commotion since I don&#8217;t know when. Congressmen and senators are having town hall meetings across country attempting to sell a healthcare bill that isn&#8217;t quite fully written, several versions of which are in excess of [...]


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<p>If nothing else, the political process in this country is exciting when it gets heated up. I haven&#8217;t seen such commotion since I don&#8217;t know when. Congressmen and senators are having town hall meetings across country attempting to sell a healthcare bill that isn&#8217;t quite fully written, several versions of which are in excess of 1000 pages and written in a legalese that would make any laymen&#8217;s head spin. It is enough to make anybody anxious about the future of our health care system.</p>
<p>President Obama tells us that if we don&#8217;t do something now, the current system will implode. Politicians are calling citizens who disagree with them &#8220;Nazis,&#8221; and the democrats say that all those people that show up at the demonstrations and town hall meetings have been put up to it by the Republican Party. The press and the comedians are as divided as the parties as is hyperbole that comes with any emotionally charged discussion.</p>
<p>So with that said, I would like to take a more simplistic and logical view of the health care issue in the context of our current economic situation. Our current situation appears to be this:</p>
<p>1. 85% of the people have health insurance and are satisfied with the policy they have;</p>
<p>2. The country is currently 7 trillion dollars in debt, (approximately $23,000 of debt for every man, women and child in the county), and that debt is projected to go to 9 trillion dollars over the next ten years.</p>
<p>3. The latest count of illegal aliens currently in the United States is approximately 12 million. When these people visit our hospitals and clinics more often than not they cannot afford to pay the bill.<span id="more-132"></span></p>
<p>4. Hospitals by law cannot refuse treatment because of inability to pay. A double edged sword in that, we are showing our generosity to those less fortunate, but the hospitals pass their costs for this unreimbursed mandated care on to the patients who can pay, again raising medical costs and insurance rates. This law turns out to be a mandated subsidy for the poor paid for by the responsible paying patrons of the hospitals.</p>
<p>5. This country is lawsuit crazy. Medical malpractices suits, both frivolous and justified, contribute once again to increasing medical costs and medical insurance costs not only because of the cost of the suits and the large and often time excessive awards, but also through the extreme defensive medical practices that doctors and hospitals employ in order to avoid law suits and avoid loosing law suits.</p>
<p>6. Projections are that both Medicare and Social Security will be paying out more money than they take in a few years. (This item alone should give one pause when considering the resolution of the problem through government programs).</p>
<p>7. The unemployment rate in the country is currently 9.6%.</p>
<p>When considering the above items, why would anyone want a government run health care system? It would be just more bureaucratic waste and inefficiency. The healthcare bills currently in Congress are a smoke screen for the government&#8217;s failure to control our boarders, provide meaningful tort reform, control wasteful spending and represent its citizens honestly. As it looks now, if anything passes. it will more than likely deal a catastrophic blow to the economy when implemented.</p>
<p>I believe we need to focus on the cause of the problem, not on the symptoms.</p>
<ul>
<li> Let&#8217;s fix the tort system.</li>
<li> Let&#8217;s enforce the borders and remove all illegal aliens from the country.</li>
<li> Let&#8217;s cut corporate taxes so that corporations find it profitable to have there companies in the United States.</li>
<li> Let&#8217;s implement health saving accounts for standard medical care and have insurance for the big ticket items.</li>
<li> Let&#8217;s take insurance away from employers and put it in the hands of consumers.</li>
<li> Let&#8217;s put America back to work so that more people can have health insurance.</li>
</ul>
<p>If we do these things, I believe, medical services and medical insurance costs will come down, that in turn will help the economy to recover, and that will get more people covered.</p></div>


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		<title>Aging Veterans Unaware of VA Pension Benefits &#8211; Millions of Veterans and Widows Loose Out</title>
		<link>http://tokten.org/health-county/aging-veterans-unaware-of-va-pension-benefits-millions-of-veterans-and-widows-loose-out</link>
		<comments>http://tokten.org/health-county/aging-veterans-unaware-of-va-pension-benefits-millions-of-veterans-and-widows-loose-out#comments</comments>
		<pubDate>Wed, 11 Nov 2009 16:02:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health County]]></category>
		<category><![CDATA[Active Duty]]></category>
		<category><![CDATA[Aging]]></category>
		<category><![CDATA[Benefit Program]]></category>
		<category><![CDATA[Benefit Programs]]></category>
		<category><![CDATA[Department Of Veterans Affairs]]></category>
		<category><![CDATA[Facility Expenses]]></category>
		<category><![CDATA[Financial Criteria]]></category>
		<category><![CDATA[Healthcare Expenditures]]></category>
		<category><![CDATA[Healthcare Expenses]]></category>
		<category><![CDATA[Medical Care]]></category>
		<category><![CDATA[Medical Costs]]></category>
		<category><![CDATA[Nsc]]></category>
		<category><![CDATA[One Of Those Days]]></category>
		<category><![CDATA[Pension Benefit]]></category>
		<category><![CDATA[Pension Benefits]]></category>
		<category><![CDATA[Quality Of Care]]></category>
		<category><![CDATA[Risk]]></category>
		<category><![CDATA[Seniors]]></category>
		<category><![CDATA[Veteran]]></category>
		<category><![CDATA[Widows]]></category>

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		<description><![CDATA[For aging veterans, one of their most important benefit programs is the Veterans Non-Service Connected Improved Pension Benefit Program. Established to assist qualified veterans, and/or their surviving spouses and family, the Veterans NSC Improved Pension Benefit Program provides financial support that enables veterans to live independently while receiving the quality of care they deserve. In [...]


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			<content:encoded><![CDATA[<p>For aging veterans, one of their most important benefit programs is the Veterans Non-Service Connected Improved Pension Benefit Program. Established to assist qualified veterans, and/or their surviving spouses and family, the Veterans NSC Improved Pension Benefit Program provides financial support that enables veterans to live independently while receiving the quality of care they deserve. In particular, funds are available for aging veterans who need assistance with medical and non-medical care both in the home and in qualified facilities.<br/><br/>In many cases, veterans, along with their spouses and family, are unaware that this program exists. According to VA analysis, only 27 percent of veterans and 14 percent of widow(er)s who are likely eligible, actually receive any money from the program.<br/><br/>Types of Care Eligible<br/><br/>The availability of this program is something all veterans and their widow(er)s should know. Seniors in our country are now living longer. With higher living costs and the continued rise in healthcare expenditures, many seniors are at risk of quickly depleting their savings. Programs like the Veterans NSC Improved Pension Benefit Program can fund services like in-home care, assisted living facility expenses and other medical costs that many seniors face.<br/><br/>I see many clients that are faced with the difficult task of covering their healthcare expenses. If they qualify for these funds, it takes a huge burden off of veterans and their families. This money can be used to ensure they are given access to the care they need.<br/><br/>Qualifications<br/><br/>To qualify for the Veterans NSC Improved Pension Benefit Programs, a veteran must have 90 days or more of active duty with at least one of those days served during a US-declared war. The benefits are designed for those who meet specific financial criteria and demonstrate a physical need for healthcare.<br/><br/>The Department of Veterans Affairs determines active duty as full-time service, other than active duty for training, as a member of the Army, Navy, Air Force, Marine Corps, Coast Guard, or as a commissioned officer of the Public Health Service, Environmental Science Services Administration or National Oceanic and Atmospheric Administration, or its predecessor, the Coast and Geodetic Survey.<br/><br/>Other qualifications and considerations:<br/><br/>• Discharge for any reason other than dishonorable conditions<br/><br/>• Over the age of 65 or disabled<br/><br/>• Total financial assets<br/><br/>• Physical condition<br/><br/>• Current marital status (if you are the surviving spouse of a veteran)<br/><br/>• Total gross income versus medical deduction<br/><br/>Costly Misunderstanding<br/><br/>There are several reasons why veterans are unaware or misunderstand these benefits. First is the very name of the benefit itself &#8211; improved pension benefit. Pension benefits usually come after years of service, not after only 90 days of service.<br/><br/>In addition, many veterans often assume the available benefits are for those who have a service-related disability not just because they turned 65. As the name implies, this program is a non-service connected benefit.<br/><br/>Finally, it is uncommon for a benefit to be available in part just by virtue of age. However, the Veteran NSC Improved Pension Benefit does not require a qualified veteran to have any disability provided that they are over the age of 65.<br/><br/>Important Documents<br/><br/>Applicants who plan to seek VA benefits for the first time must submit the Service Discharge Form (DD-214, DD-215, or for WWII veterans, a WD form). This form will determine their service dates and reason for discharge, full name and military service number.<br/><br/>Applicants seeking VA benefits related to a veteran&#8217;s death must submit the following:<br/><br/>• Veteran&#8217;s birth certificate<br/><br/>• Veteran&#8217;s marriage certificate<br/><br/>• Children&#8217;s birth certificates or adoption papers<br/><br/>• Veteran&#8217;s death certificate<br/><br/>Next Steps<br/><br/>There are several places to find additional information regarding the application process.<br/><br/>o Department of Veteran Affairs &#8211; The entire program is explained throughout their website. For additional questions please contact VA Benefits at: 1-800-827-1000 or visit http://www.vba.va.gov.<br/><br/>o State Veterans Service Officers can assist veterans in filing claims for benefits. Their locations and phone numbers can be found through the phone book under &#8220;State Government, Veterans Service Officer&#8221;.<br/><br/>o VONAPP &#8211; Veterans Online Applications allow an individual to fill out the required forms regarding VA compensation, pension, education and vocational rehabilitation benefits. For more information or to get the correct forms, visit http://vabenefits.vba.va.gov/vonapp/faqs.asp.<br/><br/>These resources can assist in the application process. Other assistance can be provided through various national, county, or local service organizations. In addition, in-home care providers like Comfort Keepers in Clearwater and senior care facilities can assist in accessing the information necessary to evaluate a person&#8217;s eligibility for the Veterans Improved Pension Benefit Program.<br/><br/>Comfort Keepers can provide professional guidance while the applicant is completing the necessary paperwork and being assessed for eligibility for the Veterans Improved Pension Benefit Program. Once approved, Comfort Keepers can be the solution for quality in-home care.<br/><br/>About Comfort Keepers<br/><br/>Carol S. Howland is the owner of the franchised business Comfort Keepers in Pinellas County Florida. This office provides Home Care to seniors in Clearwater, Oldsmar, Dunedin, Palm Harbor, Tarpon Springs and parts of Tampa.<br/><br/>Visit www.comfortkeepers.com/caregivers/115 for more information about the services provided to seniors at Comfort Keepers and a Free offer at Carol Howland&#8217; s location.<br/><br/><em>By: <strong>Carol Howland</strong></em><br/><br/></p>


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